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Unlocking the Power of USDT

Your Passport to Seamless Spending with the BananaCrystal Debit Card

The BananaCrystal Card (“BC Card”) is a crypto debit card that allows direct loading via its wallet. Funds are not stored in a Centralized Exchange (CEX) but in your own private offshore bank which protects customers’ information from other countries.

 

This gives you maximum flexibility and privacy with your USDT and other forms of crypto.

 

Supported by VISA, this card works in over 200 countries and territories globally. The BananaCrystal USD Debit Card “BC Card” acts like any other debit card.  You can use it to pay your bills, food, gas, and online shopping with no hidden fees in USD or in your local currency.

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Why the BananaCrystal Card?

It comes with an offshore bank account that is impossible to get anywhere else digitally! It uses Visa as a payment provider and is super convenient all over the world.

 

It is definitely a superior alternative to any other crypto cards. Assets are decentralised and stored within your wallet and only loaded when you need to swipe.

Offshore Bank account

The first Crypto Debit card in the world that comes with a fully functional personal offshore bank account with swift features

Flexible and easy to use

It supports the USDT Stablecoin on Polygon network and it is the first USD debit card that allows you to directly load it (add funds) from your USDT crypto wallet on BananaCrystal.

No Limit

Enjoy high spending limits with the BananaCrystal Card. It gives you 100% spending on your assets without limit.

Available Worldwide

It can be used in any POS, for online sales, and Visa- accepting ATMs. It is also accepted in over 150 payment methods.

Solution to the Problems People Face

Time Consuming

Traditional debit cards can often lead to time-consuming transactions especially when dealing with cross-border payments. With the BananaCrystal Debit Card, transactions are processed almost instantly regardless of geographical location. 

 

 

This not only saves time but also ensures that your funds are available when you need them the most. Whether you’re making an online purchase purchase online or sending money to a friend abroad, the “BC” Debit Card offers the speed and efficiency that traditional banking systems often lack.

Tax and Regulation

Navigating the complex web of tax and regulatory requirements can be daunting with traditional debit cards, especially for those involved in international transactions.

 

 

The BananaCrystal Debit Card streamlines this process by providing clear and detailed transaction records, making it easier to comply with tax laws and regulations.

 

 

The BananaCrystal Debit Card also offers tools and services to help users understand and meet their tax obligations thereby reducing the stress and confusion often associated with financial reporting.

Unseen Fees

One of the biggest frustrations with traditional debit cards is the prevalence of hidden fees, which can quickly add up and deplete your funds.

 

 

 

 

The BananaCrystal Debit Card addresses this issue by offering a transparent fee structure. Users are clearly informed about any charges associated with transactions, withdrawals, and currency conversions upfront.

 

 

 

This transparency allows you to manage your finances more effectively and avoid unexpected costs.

Hassle and Lots of Steps

The process of setting up and using a traditional debit card involves numerous steps, including application and approval to linking with bank accounts and verifying identities.

 

 

The BananaCrystal Debit Card simplifies this experience by offering a more streamlined and user-friendly process. With a few easy steps, you can set up your card, link your crypto wallet, and start making transactions.

 

This hassle-free approach saves time and reduces the complexity associated with traditional banking.

Spending and Withdrawal Limit

Traditional debit cards often come with strict spending and withdrawal limits that can be inconvenient and restrictive.

 

 

The BananaCrystal Debit Card offers greater flexibility, allowing users to set their own limits based on their needs and preferences. This flexibility is particularly beneficial for those who require higher transaction limits for business or personal reasons.

 

Additionally, the BananaCrystal Debit Card allows you to manage these limits directly from a mobile app, providing greater control over your finances.

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Special Features of the BananaCrystal Debit Card

OFFSHORE BANKING

 

What are the benefits of an offshore bank account? 

 

Offshore bank accounts offer significant privacy and confidentiality protections. The estimated cost of opening an offshore bank account is around $10,000 USD. Requirements to open an offshore bank account vary by country but typically include extensive documentation and in-person verification. These include:

  • Proof of residence in the country of application
  • A resident in the country
  • A work permit or registered business
  • Make a substantial fixed deposit amount
 

SPECIAL BANK FEATURES

 

 

  • Transferring USD into your VISA debit card with your own unique Swift account number
  • Own your own personal offshore bank account
  • Future internet banking perks
  • No spending limit
  • Crypto credit card
 
 

More coming soon

BananaCrystal Debit Card at a Glance

Contactless card payment

1st Crypto membership Debit Card (Reloading via crypto wallet)

Earn platform fees

Upcoming NFT Holder earns Holders rewards + rebates

Future integration with other chains

Available in 3 tiers

Upcoming cash out of your NFTs and Swipe

Use at ATMs/POS machines worldwide

Upcoming supported chains: ETH, BSC, ADA, NEAR

Online shopping

SOL Chain Tokens (Cryptocurrencies to be supported soon)

One Stop solution to all your Crypto lifestyle needs

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BananaCrystal Debit Card 3 Tier Comparison

Plastic Card Option

Card Color Black
Card Application (USD) 300
Card Printing and Shipping Fee (USD) 100
Lost Card Replacement Fee (USD) 215
Card Loading Fee (%)
3.125 %
Account Load Fee is incurred in the respective currency for each load done to the prefunding account of the Client Card.
Card Conversion Fee (%)
3.125 %
Conversion of Crypto to Fiat rates
ATM Withdrawal Fee (%)
0.75 %
Fee to withdraw cash in any currency from any ATM in over 150 countries worldwide.
Check Balance fee (ATM) Possible charge by the Banks' ATM
POS & Online Fees (%)
0.75 %
Fee for use of cards at POS and online platforms
Monthly Spend Cap (USD) 20,000.00
Card Maintenance Fee (USD Annually) 100
Virtual Card Coming Soon

Metal Card Option

Card Color Black Silver Gold
Card Application (USD) 500 750 1000
Card Printing and Shipping Fee (USD) 120 120 120
Lost Card Replacement Fee (USD) 360 360 360
Card Loading Fee (%)
2.875 % 2.625 % 2.125 %
Account Load Fee is incurred in the respective currency for each load done to the prefunding account of the Client Card.
Card Conversion Fee (%)
2.875 % 2.625 % 2.125 %
Conversion of Crypto to Fiat rates.
ATM Withdrawal Fee (%)
0.75 % 0.75 % 0.75 %
Fee to withdraw cash in any currency from any ATM in over 150 countries worldwide.
Check Balance fee (ATM) Possible charge by the Banks' ATM
POS & Online Fee (%)
0.75 % 0.75 % 0.75 %
Fee for use of cards at POS and online platforms
Monthly Spend Cap (USD) 30,000.00 50,000.00 Unlimited
Card Maintenance Fee (USD Annually) 100 100 100
Virtual Card Coming Soon

COMPARISON WITH THE TOP CRYPTO CARDS IN THE MARKET

Comparison for Top Tier (Fees are based on research and may not be 100% accurate, Names have been removed)

C-Brand B-Brand BananaCrystal Debit Card
Requirement $400,000 usd staked CRO 50 staked BNB ($77,000) Average from all card options ($638)
Local ATM Withdraw Limit $2,000/day $290/day No Limit
Supported Countries EU and US EU All countries worldwide
Limit Per Transaction $25,000 $8,700 in EEA No Limit
Fees 4 % 2 % Average from all card options 2.69 %

Where is the BananaCrystal Card Available?

200 countries and territories
1 Millon ATMs around the world
61 Million Merchants
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Frequently Asked Questions

The BananaCrystal USD Debit Card is a payment card that is linked to your BananaCrystal digital dollar (USDT) account. It can be used to make purchases online or in-person, withdraw cash from ATMs, and perform other financial transactions.

The new BananaCrystal debit card offers users a simple method to convert their crypto assets into fiat for in-store and online purchases, providing a seamless and secure way for users to spend their cryptocurrency at 80 million merchants locations that accepts visa worldwide

If your BananaCrystal debit card is lost or stolen, you should report it immediately by contacting BananaCrystal customer support. They will be able to assist you with canceling the card and issuing a new one.

You can check your BananaCrystal debit card balance and transaction history through the BananaCrystal app. Simply log in to your account and navigate to the card section to view your current balance and recent transactions.

To get a BananaCrystal debit card, you must first create a BananaCrystal account and complete KYC. Once your account is created, you can order a card from within the BananaCrystal app or BananaCrystal website.

BananaCrystal debit card can be requested from and used in over 200 countries worldwide. Basically, anywhere VISA cards are accepted globally.

We estimate shipping could take anywhere from 7 days up to 30 days, depending on the postal/courier services in your region.

See More FAQs

BananaCrystal USD Debit Card Testimonials

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